Account access

  • Welcome to Securian's new U of M Retirement Plans website. To access your account on the new site, register now.


Forms


News


New Investment Option in the Faculty 401(a) Plan

Effective September 1, 2017, the University added the Vanguard Target Retirement 2065 Fund as an available investment option within the Faculty 401(a) Retirement Plan.

You may now:

  • Transfer money into this new investment from existing investment options within your 401(a) plan account at Securian.

  • Change your contribution allocations (how you invest the amount you defer from your paycheck) to go into this investment for future payrolls.

  • Transfer money into this new investment from your U of M 401(a) Plan account with TIAA-CREF.

  • (If eligible) roll assets into this investment from other retirement plans.

Check out the investment fact sheet to view the performance of this option as well as investment objective, holdings, and fund manager information.

Please call 1-800-421-3334 if you have questions regarding this investment addition. Securian Retirement Plan Specialists are available Monday through Friday, 8:00 a.m. to 4:30 p.m. CT.

Investments in small, mid or micro cap companies involve greater risks not associated with investing in more established companies, such as business risk, stock price fluctuations, increased sensitivity to changing economic conditions, less certain growth prospects and illiquidity.

Investment risks associated with international investing, in addition to other risks, may include currency fluctuations, political, social and economic instability and differences in accounting standards when investing in foreign markets.

Investments in fixed income securities are subject to interest rate risk and, as such, the net asset value of bond and real estate funds will fall as interest rates rise.

This separate account investment option's investment objectives, risks, charges and expenses should be considered carefully before investing. Investment return and principal value will fluctuate so that an investor's units, when redeemed, may be worth more or less than originally invested.

These investment options are held in separate accounts within a group annuity contract issued by Minnesota Life Insurance Company.

Principal invested is not guaranteed at any time, including at or after the fund's specific target retirement date.

Vanguard and the ship logo are trademarks of The Vanguard Group, Inc.

DOFU 8-2017
245855

Market and economic outlook

Optimism about the new administration's growth proposals have certainly faded from early in the year. The 10-year Treasury yield fell along with growth expectations as legislative progress has been slow to arrive. Actions on reduced regulation or tax cuts may provide the main boost for growth from the White House this year. Read the second quarter "The Economy and the Markets" report from Advantus Capital Management for more information.

Investment expense decrease 07/01/2017

Securian Retirement is pleased to announce the net investment expense for the Templeton Global Bond A investment option within the Faculty 401(a) plan will decrease by .10% effective July 1, 2017. The net operating expense will reduce from .55% to .45% effective July 1, 2017.

The investment objectives, strategies and portfolio management teams will remain the same.

This change does not require any action on your part. If you wish to make changes to your investment elections for future contribution allocations or initiate any transfers, you may do so by logging into your account and selecting Change Investments on the Account Detail page. As always, you are encouraged to consult with a financial advisor regarding your own personal circumstances.

Investment risks associated with international investing, in addition to other risks, may include currency fluctuations, political, social and economic instability and differences in accounting standards when investing in foreign markets.

Investments in fixed income securities are subject to interest rate risk and, as such, the net asset value of bond and real estate funds will fall as interest rates rise.

Portfolios that invest in high yield securities are subject to greater credit risk and price fluctuation than many fixed income investments.

This is a general communication for informational and educational purposes. The materials and the information are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional.

Vanguard Institutional Target Retirement 2010 will close, effective July 21, 2017

Vanguard has announced that Vanguard Institutional Target Retirement 20101,2,3,4,5,6,7 investment option will close effective July 21, 2017. Any assets remaining in the Vanguard Institutional Target Retirement 2010 fund on July 21, 2017 will automatically transfer into the Vanguard Institutional Target Retirement Income1,2,3,5,6,7 option.

Refer to the Investments section above for information on all the plan's investment options. To make investment changes, log into your account and go to the Investments section on the Account Detail page.

1 Investments in small, mid or micro cap companies involve greater risks not associated with investing in more established companies, such as business risk, stock price fluctuations, increased sensitivity to changing economic conditions, less certain growth prospects and illiquidity.

2 Investment risks associated with international investing, in addition to other risks, may include currency fluctuations, political, social and economic instability and differences in accounting standards when investing in foreign markets.

3 Investments in fixed income securities are subject to interest rate risk and, as such, the net asset value of bond and real estate funds will fall as interest rates rise.

4 Principal invested is not guaranteed at any time, including at or after the fund's specific target retirement date.

5 These investment options are held in separate accounts within a group annuity contract issued by Minnesota Life Insurance Company.

6 This separate account investment option's investment objectives, risks, charges and expenses should be considered carefully before investing. Investment return and principal value will fluctuate so that an investor's units, when redeemed, may be worth more or less than originally invested.

7 Vanguard and the ship logo are trademarks of The Vanguard Group, Inc.

This is a general communication for informational and educational purposes. The materials and the information are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional.

Riding out market ups and downs

Remember your retirement plan is a long-term investment. To help manage risk make sure your portfolio is well diversified and being rebalanced on a regular basis. Investment decisions should be based on your individual needs and risk tolerance. Please remember diversification and rebalancing are a way to manage risk and are not guaranteed to protect against loss. Learn more.

Plan Specialists can also provide all account information and perform transactions. Call 651-665-3670 or 1-800-421-3334 for account assistance.