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SFT Mortgage Securities Fund and Fund D - Mortgage Securities will close, November 30, 2018

SFT has announced that SFT Mortgage Securities Fund1,2,3,4 and Fund D - Mortgage Securities1,2,3,4 will close effective, November 30, 2018. Any assets within the Optional 403(b) and 457 plans remaining in either SFT Mortgage Securities and/or Fund D - Mortgage Securities on November 30, 2018 will automatically transfer to the SFT Core Bond Fund1,3,4,5

1 Invests in Securian Funds Trust, Class 2 Shares.

2 The risks incurred by mortgage securities include, but are not limited to, reinvestment of prepaid loans at lower rates of return. In addition, the net asset value of mortgage securities may fluctuate in response to changes in interest rates and are not guaranteed.

3 Rising interest rates will affect the performance of the fund's investments in debt securities.

4 Non-Government Securities Risk - is the risk that payments on a non-government security will not be made when due, or the value of such security will decline, because the security is not issued or guaranteed as to principal or interest by the U.S. Government or by agencies or authorities controlled or supervised by and acting as instrumentalities of the U.S. Government. These securities may include but are not limited to securities issued by non-government entities which can include instruments secured by obligations of residential mortgage borrowers. Non-agency securities also may include asset-backed securities (which represent interests in auto, consumer and/or credit card loans) and commercial mortgage-backed securities (which represent interests in commercial mortgage loans). Non-agency securities can present valuation and liquidity issues and be subject to precipitous downgrades (or even default) during time periods characterized by recessionary market pressures such as falling home prices, rising unemployment, bank failures and/or other negative market stresses. The risk of non-payment by the issuer of any non-agency security increases when markets are stressed.

5 Risks of investment in the bond portfolio include, but are not limited to, changes in interest rates and the creditworthiness of their issuers. Also, in a low interest rate market there is the risk that bonds could be called by the issuer and prepaid prior to maturity. They could be replaced by bonds that offer lower interest rates.

This is a general communication for informational and educational purposes. The materials and the information are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional



DOFU 11-2018

650985

IVY VIP Micro Cap Growth will close, November 2, 2018

Ivy has announced that IVY VIP Micro Cap Growth Fund1,2 will close effective, November 2, 2018. Any assets within the Optional 403(b) and 457 plans remaining in the IVY VIP Micro Cap Growth Fund on November 2, 2018 will automatically transfer to the IVY VIP Small Cap Growth Fund1,2

1 Investments in small, mid or micro cap companies involve greater risks not associated with investing in more established companies, such as business risk, stock price fluctuations, increased sensitivity to changing economic conditions, less certain growth prospects and illiquidity.

2 Invests in Ivy Variable Insurance Portfolios, Inc. Class II Shares, managed by Ivy Investment Management Company and distributed by Ivy Distributors, Inc.

This is a general communication for informational and educational purposes. The materials and the information are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional



DOFU 10-2018

617783

Protecting your account

Data breaches, identify theft, and cybersecurity are frequent topics in the news as technology continues to change our world. As an insurance and financial services company, safeguarding private information is extremely important to Securian. Our technology, systems and processes integrate high levels of confidentiality and security. View 5 steps you can take to help further protect your retirement plan account.

Online statements available starting 12/31/2017

You can elect to turn off paper statements now. Just go to the My communications section of your Profile. You make one election for all plans and you'll receive an email alerting you when a new statement is available.

Plan Specialists can also provide all account information and perform transactions. Call 651-665-3670 or 1-800-421-3334 for account assistance.